Far too low for what, exactly? Buying real estate, cars, expensive clothing, huge TVs and investments? If you suddenly lose a well-paying job, food and housing

Far too low for what, exactly? Buying real estate, cars, expensive clothing, huge TVs and investments? If you suddenly lose a well-paying job, food and housing still cost the same for everyone, which you can afford on UBI, by design. You'll have to give up the expensive lifestyle afforded by the lost job, of course. Maybe move to cheaper housing. So what?