My take... we need to greatly increase access to capital by dropping the accredited investor requirements. It is ridiculous that people in less economically adv

My take... we need to greatly increase access to capital by dropping the accredited investor requirements. It is ridiculous that people in less economically advantaged areas are forced to grovel to those deemed rich for capital rather than ask their neighbors and friends for investments. Instead of allowing these people to make investments, the government throws them a bone by allowing them to 'crowdfund', which is another name for making an investment without being entitled to any of the return (dividends and shares). Instead, we incentivize capital sharing only for the rich and are surprised when the rich get richer. This is the greatest form of regulatory capture in existence today because it cuts across all industries and fields. It is a regulatory capture of the free market itself by the rich.