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Rolling daily budgets for incidental expenses. Any budgeting tool I've used has focused on Monthly budgets. I don't find this helpful for small things like lu
by jdtbuchanan 6y ago
Rolling daily budgets for incidental expenses. Any budgeting tool I've used has focused on Monthly budgets. I don't find this helpful for small things like lunches out, drinks with friends, etc. If I get a notice that I've hit my budget on the 20th of the month. I'm not going to just stop doing anything social for 10 days which makes the budget kind of useless. However, if I allocate $20 each day I'm much more likely to look at the app and decide what I'm going to spend based what I've accumulated and as long as I don't end the month negative I'll be on budget.