That was a decade ago. Esp with more traveling (car rentals and many hotels abroad require credit cards), penetration of CC in Germany is very high now. Usage i

That was a decade ago. Esp with more traveling (car rentals and many hotels abroad require credit cards), penetration of CC in Germany is very high now. Usage isn't, many like to use their debit card or cash. But even older folks I know all have a credit card they get out a few times a year if no other payment method is available.