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Credit card chargebacks have an appeals / dispute resolution process. SEPA does not.
by plantain 7y ago
Credit card chargebacks have an appeals / dispute resolution process. SEPA does not.
- namibj 7y agoThe process for SEPA is called "sue them"/"press fraud charges".
- gingerlime 7y agoAgainst who? An email and an IBAN number? For our B2C with relatively small charges it definitely wasn’t worth it. Even CC chargebacks we don’t bother to dispute because the process is painful and virtually impossible to win (banks side with their own customers typically)
- namibj 7y agoThe latter, mostly. And I was more referring to the existence of the dispute resolution process, not the viability for random low-value transactions.