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Other people have replied to your message already and pointed out that we do use cards, just not credit cards. I figured that was clear in my comment, but appar
by Cu3PO42 7y ago
Other people have replied to your message already and pointed out that we do use cards, just not credit cards. I figured that was clear in my comment, but apparently it wasn't, so I'll go ahead and edit that.
As for why we're so cash positive: one of the factors is privacy. If you pay for everything electronically both your bank and merchants are in the position to build a profile on you. If you use a non-local scheme (e.g. MC or Visa), they can too.
- xorcist 7y ago> we do use cards, just not credit cards. I figured that was clear in my comment, I think the confusing part of your comment was where you consider non-credit cards (debit, prepaid etc.) to be distinct from VISA/Mastercard. That is not the case in most countries. It used to be the case in Germany, but is slowly changing as more and more debit cards are VISA/Mastercard cobranded.