When half the Fortune 500 apparently need a bailout three weeks after this hits, it might be time to adjust expectations of individual preparedness to be more i

When half the Fortune 500 apparently need a bailout three weeks after this hits, it might be time to adjust expectations of individual preparedness to be more in line with observed reality. There might also be a gap between what people realistically prepared for and what happened. I'm not entirely sure, for example, if a family with both parents employed in (what used to be considered) stable jobs should have foreseen the possibility of losing both jobs at the exact same time? In the end, this is a numbers game: you can blame the individual up to a point. But when some double-digit percentage fails to abide by your standards of personal responsibility, you have to accept the sometimes flawed nature of humanity and try to work with it instead of insisting on futile efforts to change individual people.