That’s not it at all. It’s about identifying risk and gambling your personal money on it. You don’t have to be a genius visionary. Risk is identified for you by

That’s not it at all. It’s about identifying risk and gambling your personal money on it. You don’t have to be a genius visionary. Risk is identified for you by the fund managers. In 2009 I moved all my money from growth funds to an emerging market fund. It was hit harder and earlier than the other funds available but also produced huge growth earlier and faster than the market average. This time I waited for the first market spike to sell anything when my losses were only about 15% then moved about 20% of my money to airlines, cruises, and a low density pipe metal company that just spun off. My new purchases have gained about 50% over the last two weeks. They are still losses overall and will hold on them until market recovery.