I think you're crossing separate points. Ordinary people are doing worse than a 3 percent drop, so this "world economy" is about something very different from h

I think you're crossing separate points. Ordinary people are doing worse than a 3 percent drop, so this "world economy" is about something very different from how ordinary people are doing, and this is a problem. Getting laid off isn't wealth hoarding, but does that mean there isn't wealth hoarding?