This exactly. The amount of money that you are willing to throw away at an investment without any internal resistance is what makes a difference. For many peopl

This exactly. The amount of money that you are willing to throw away at an investment without any internal resistance is what makes a difference. For many people even though talented, this amount is close to zero. Even more so, if you grow up with this mentality, it is a lot harder to change when you are e.g. in your 30s and already have some buck behind your back to eventually invest in something other than education/property.