We've been doing this for 3 years and we sit within EUR, GBP and USD. Rather than doing immediate conversion I sit and wait for various rates to become profitab

We've been doing this for 3 years and we sit within EUR, GBP and USD. Rather than doing immediate conversion I sit and wait for various rates to become profitable, im happy being in any of the 3 currencies and so usually oscillate between USD and GBP which has been very profitable in the last year making around 10% net over 3 transactions. Can highly recommend TransferWise.