> TransferWise charges end-user 900 USD + spread They don't charge spread. That's the entire point of Transferwise. > On InteractiveBrokers for example, you p

> TransferWise charges end-user 900 USD + spread They don't charge spread. That's the entire point of Transferwise. > On InteractiveBrokers for example, you pay +/- 2.33 USD in total to convert 100'000 USD to EUR My understanding is that Interactive Brokers allows access to the forex market , indeed with a low fee, however Transferwise will use mid-market rate which is unattainable via the forex market. It's trivially visible on Transferwise what are you paying, where can I see the same for Interactive Brokers ?