Zero Punishment? Tell that to Lehman Brothers. You do realize that the banks lose money when mortgages go bad, right? If your complaint is that the federal g

Zero Punishment? Tell that to Lehman Brothers. You do realize that the banks lose money when mortgages go bad, right? If your complaint is that the federal government through Fannie Mae and Freddy Mac is underwriting the risk of these loans, I would agree that's a problem. But the solution is to no longer underwrite loans, not throw business people in jail.