I agree with that, but still think it will happen sooner rather than later. Just like banks are making it harder and harder to use cash, and yes, you can shop

I agree with that, but still think it will happen sooner rather than later. Just like banks are making it harder and harder to use cash, and yes, you can shop without a 'loyalty card' if you are willing to pay the markup (aka forgo the reduction). https://www.npr.org/2018/10/22/658808705/thousands-of-swedes-are-inserting-microchips-under-their-skin?t=1586620231970 https://www.npr.org/2018/10/22/658808705/thousands-of-swedes...