And you never foresee the ripples. I wanted to buy books online and trade stocks when I was a student. MasterCard/Visa in Algiers, Algeria was a rarity, and ban

And you never foresee the ripples. I wanted to buy books online and trade stocks when I was a student. MasterCard/Visa in Algiers, Algeria was a rarity, and banks didn't communicate. I called every bank in the country that was listed by the central bank, I knocked on their doors until I found one that offered students a card. I even had to write a document because they didn't have a form for that case. I finally got my card after a week of trips to the bank, city hall, administration, providing documents that were unlisted, etc. I computed that this wasted time multiplied by the number of people who would eventually go through the process and the fact almost nobody in the country had the card warranted detailing the steps. It would save time, and contribute to reduce the "underbanking". I wrote a blog post explaining how to do it with steps, as in provide the following documents, take these amount in these currencies. I attached the document/form I wrote so people could fill it and take it directly to the bank and save a trip. That asymmetry in information bothered me. That post 2013 post is read hundreds of times per day. It had more than a thousand comments, although it only lists 700+. People asking me questions, then getting their own cards, then themselves answering other people's questions, then updating me on what has changed. People I would meet in real life would tell me I looked familiar, and then they'd put it together and tell me they followed the post to get their card. Sometimes people referred me to my own post in case I wanted to get a card. I received emails from people freelanced online who wanted to bring money back here. One person even sent me credentials to their online account with thousands of dollars in and asked me if I can find a way to transfer it here (I told that person not to do that again and she said she felt she could trust me). Many times I'd receive a phone call from a friend who'd say they wanted to get a card, looked online, found a great post, then saw my name and laughed out loud because they knew me. And of course, I met interesting people.