4 ms·You can Google this stuff man. It's quite complicated.by Jommi 7y agoYou can Google this stuff man. It's quite complicated.BubRoss 7y agoThe point is that interest rate matters. Anything below what you can get from low risk investments is essentially free money.Jommi 7y agoWell that's not exactly how it works. Do you want to discuss this more in depth?