The only difference between "furloughed" and "laid off" is whether the health-care benefits continue. There's a strange detail I learnt, if you're laid-off the

The only difference between "furloughed" and "laid off" is whether the health-care benefits continue. There's a strange detail I learnt, if you're laid-off then COBRA still only helps you if your employer keeps the same plan (i.e if they switch to a high deductible plan, yours changes too).