> There are already different fees charged based on card types, which is why you see some merchants accept Ames/Discover and some not. But those merchants are

> There are already different fees charged based on card types, which is why you see some merchants accept Ames/Discover and some not. But those merchants are not allowed to accept both but pass through their fees. Rather than seeing a prohibition on rewards, I'd rather see a prohibition on the anti-competitive terms that prevent merchants from passing through credit card processing fees. Then a card that charges less to the merchant would be just as good as a rewards card.