I freelance to make bank. I have enough money to get by for a couple of months, or live beyond my means for 2 months and blow it all. That is the question that

I freelance to make bank. I have enough money to get by for a couple of months, or live beyond my means for 2 months and blow it all. That is the question that i keep asking myself, because I went through all the old stuff on HN that suggested traveling, or helping others and volunteering. I don't have an answer, and I am just freaking out because of that.