Yes, it's bad data. They're going to use black-swan events for their training data - which is complete nonsense. Their training sets will be full of false-neg

Yes, it's bad data. They're going to use black-swan events for their training data - which is complete nonsense. Their training sets will be full of false-negatives (good renters that can't make rent. I.e, people with long history of being able to pay rent, but suddenly can't make rent b/c extraordinary events)