> No, but you need to give permission for anyone to run a credit check on you. Whether that is true will depend on your jurisdiction. In the U.S. at least, it

> No, but you need to give permission for anyone to run a credit check on you. Whether that is true will depend on your jurisdiction. In the U.S. at least, it is not true. In the U.S., a consumer report needs to be for a permissible purpose, but it does not always require explicit permission of the consumer. See 15 U.S. Code § 1681b, https://www.law.cornell.edu/uscode/text/15/1681b https://www.law.cornell.edu/uscode/text/15/1681b.