What would that pot of money look like if you had to retire in 2020? Do you trust the pension fund people to make the right decisions? What happens if the pen

What would that pot of money look like if you had to retire in 2020? Do you trust the pension fund people to make the right decisions? What happens if the pension fund collapses because it's run by crooks and morons? I'm not saying that you shouldn't invest in that, but treat it like what it is - a relatively risky investment, not like what it's marketed as, namely a sure thing.