Google Meet hits almost all your criteria (not E2E encypted AFAIK). It even works right from your browser. I have to use both Zoom and Meet for various calls,

Google Meet hits almost all your criteria (not E2E encypted AFAIK). It even works right from your browser. I have to use both Zoom and Meet for various calls, and being able to send a link to someone and know it will work without anything being installed is a big bonus for Meet. I think Zoom has better quality, though.