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> In-network shops can't be more expensive than out-of-network shops. "My insurance told me to go to X shop, which was 3x as expensive as this other shop and w
by jlebar 7y ago
> In-network shops can't be more expensive than out-of-network shops.
"My insurance told me to go to X shop, which was 3x as expensive as this other shop and was going to take two weeks to repair my window." -my roommate
- stonogo 7y agoIt is illegal in the United States for the insurance agency to dictate which shop does the repairs.
- WrtCdEvrydy 7y agoYep, the only item they can dictate is where the estimate is done.
- cwyers 7y agoSure, but they can say, this is the shop we will pay ourselves, or you can go somewhere else and we'll cut you a check. If you need the repairs done faster than they cut checks and don't have cash on hand, it's a strong incentive.
- tristor 7y agoWhich is why people should have savings and learn some life skills like basic auto repair. Body work and paint I can't do myself, but that's mostly cosmetic (look at the number of beat shitboxes rolling around in the US). But you should be able to get a car into running order or acquire a rental vehicle while you wait for the check. Rental vehicles are usually at preferred rates when associated to an insurer and depending on the policy are covered.