> Do you think that the price an insurance company sets for risk in advance is by definition correct? The question doesn't make sense. The price is neither cor

> Do you think that the price an insurance company sets for risk in advance is by definition correct? The question doesn't make sense. The price is neither correct nor incorrect, it is just the price. It may or may not lead to financial success based on a whole host of factors but that isn't the same thing as "correct" or "incorrect".