> restaurant fails => no food; landlord goes bankrupt => house remains, it's just gonna be owned by someone else. Restaurant fails => someone else will occupy

> restaurant fails => no food; landlord goes bankrupt => house remains, it's just gonna be owned by someone else. Restaurant fails => someone else will occupy that space and be productive. landlord fails => that new building will not get built. Calculating economic effects is not simple. Landlord fails => doesn't make bank payment => bank fails => people don't get their deposits => government has to make up the difference. At the end of the day we are all poorer, and we will all have higher taxes and less money because of it. There is not any one entity that should be singled out as having to shoulder the cost. We all will.