Perhaps over a 3-year span. However, over 10-20 years, you can't beat the market. Even if you try to predict the ups and downs, the odds are pretty stacked agai

Perhaps over a 3-year span. However, over 10-20 years, you can't beat the market. Even if you try to predict the ups and downs, the odds are pretty stacked against you. The only funds that have been able to beat the market over a non-trivial span of time have been pyramid schemes.