I had one of these guys call me and I can tell you they are good, we have a lot of skimmers on gas terminals, atms, etc. in South FL so it's pretty normal to ge

I had one of these guys call me and I can tell you they are good, we have a lot of skimmers on gas terminals, atms, etc. in South FL so it's pretty normal to get fraudulent transactions calls. But like this article, the guy spoke perfect English. The cunning part is they really knew the workings of my bank, they would call 5 minutes after the main line closes for the night. The worst part about it is, they had my card number but it has been put in cold status due to legit fraudulent activity, which basically means you can only use it as a debit card. Their aim was to get my pin from me, and they had a whole script before that, that they run thru. The scary part is it felt like a legit fraudulent activity call from my bank and I still suspect that one of the scammers had inner-working details of my bank. I knew it was not when they asked me to verify my pin. At which point I realized it was not a legit fraud activity call. I ask for a call back number and of course the excuse making started about the main line being closed now (they have a separate fraud line that is 24 hours). I told them I would call back in the morning, they said they would have to let these transactions go thru if I did. I said fine but I dispute them if you are recording and hung up and promptly called the fraud line. The scammers are getting more sophisticated and convincing.