Are there mods or something similar for OpenTTD that makes passengers to have a specific destination rather than just going (and paying for) wherever the first

Are there mods or something similar for OpenTTD that makes passengers to have a specific destination rather than just going (and paying for) wherever the first vehicle takes them? In TF that makes e.g. two-way feeder lines and lines with multiple stops work reasonably, whereas I seem to remember those didn't quite work in Transport Tycoon. It wouldn't, for example, make sense to have an interim stop at a smaller town between two large ones because all of the passengers now somehow decide the small town is where they were going to, pay only for that, and now you'd only have a handful of passengers from the small town on the entire train. It's been a long time since I played OpenTTD, though, so things may have changed. I think that alone is a game changer for me in TF. What I miss most in TF is any kind of competition apart from private vehicles, and having any economic modeling outside of your own operation with fixed prices and basic town growth (which does work reasonably well). In that sense it feels very much like a sandbox built for you to play in rather than a dynamic world. edit: clarification