It seems obvious to me, that companies and individuals have different needs, goals and options, as they are quite different entities. > but when it happens to

It seems obvious to me, that companies and individuals have different needs, goals and options, as they are quite different entities. > but when it happens to people everyone starts berating them for not saving/etc. To me, that does not seem to be a universal truth. It also seems to depend on the situation, how expected the situation is, if it could have been avoided at all, and many more.