People with a small amount of savings will be curtailing spending until that savings is back, so I doubt it. This adds a guaranteed lag time to returning econom

People with a small amount of savings will be curtailing spending until that savings is back, so I doubt it. This adds a guaranteed lag time to returning economic activity. The only way to fix this is give a free month or two of rent or mortgage payments (and not tacking those onto the end) which is the same as giving them cash. Worst case would be that people feel the need to save more. This is after you get over any initial caution of going back to crowded places.