The actuarial value of the typical human life is roughly in the neighborhood of 5-10 million dollars. It wouldn't just be spending shaved off in one year, it'd

The actuarial value of the typical human life is roughly in the neighborhood of 5-10 million dollars. It wouldn't just be spending shaved off in one year, it'd be every year after that too, and then there'd be all the knock-on effects of more government required assistance for dependents that can no longer be supported properly, lots of foreclosures, a reduction in childbirth and size of the next generation ... And by the way, your math is off by a factor of one thousand.