It’s a free loan for a short period, and if you don’t settle timely due to your own impulses to over “borrow”, you incur high interest, and only then do these l

It’s a free loan for a short period, and if you don’t settle timely due to your own impulses to over “borrow”, you incur high interest, and only then do these loans become a problem. Otherwise there’s no reason not to use a CC instead of debit. It can even be life saving if you’re slim on the savings and are smart with your CC usage and settlement.