this doesn't address that in this crisis at the end of all "we need money to pay the bills" problems, there are actual people getting the money on top of their

this doesn't address that in this crisis at the end of all "we need money to pay the bills" problems, there are actual people getting the money on top of their existing pile. If we could identify these individuals, we could essentially just freeze everything in place (rents, industry bonds,...) and the fed only had to print money for the ag/energy/medical sector (and even there we could just use some of the individual savings to pay the bills...). Once it's over, noone will be bankrupt, the Gini coefficient will be lower and the recession will be small. Problem: some individuals will have lost a lot of power.