3 ms·

In an ideal scenario, we would re-open the ACA enrollment to provide reasonably priced health insurance. Unfortunately, our current administration doesn't want

In an ideal scenario, we would re-open the ACA enrollment to provide reasonably priced health insurance. Unfortunately, our current administration doesn't want to do that. [1] ==The Trump administration has decided against reopening Obamacare enrollment to uninsured Americans during the coronavirus pandemic, defying calls from health insurers and Democrats to create a special sign-up window amid the health crisis.== [1] https://www.politico.com/news/2020/03/31/trump-obamacare-coronavirus-157788 https://www.politico.com/news/2020/03/31/trump-obamacare-cor...

dewy 7y ago
This exaggerates the problem. You can enroll in ACA outside of open-enrollment if you have a qualifying event, such as losing coverage through a job. You just have to submit paperwork that you lost a job. I'm not saying open-enrollment wouldn't be preferable, or that the administration might not be trying to encourage people to enroll, but the option is still open for many, in theory.
PragmaticPulp 7y ago
> In an ideal scenario, we would re-open the ACA enrollment to provide reasonably priced health insurance. To clarify: ACA enrollment is open for anyone who has been laid off. They don't need to wait until the next enrollment period to get health coverage again. Making ACA open enrollment for an extended period of time would create a perverse incentive for people to avoid enrolling until they feel like they need it. Counterintuitively, this could decrease ACA enrollment rather than increase it.
- take_a_breath 7y ago
  Centers for Medicare and Medicaid don't seem to be on the same page. "Insurers said they had expected Trump to announce a special enrollment period last Friday based on conversations they had with officials at the Centers for Medicare and Medicaid Services, which runs HealthCare.gov enrollment. It wasn’t immediately clear why the Trump administration decided against the special enrollment period. CMS deferred comment to the White House." ==Making ACA open enrollment for an extended period of time would create a perverse incentive for people to avoid enrolling until they feel like they need it. Counterintuitively, this could decrease ACA enrollment rather than increase it. == Giving free money to people could create a perverse incentive for people to avoid working, but we just did that. Giving businesses grants for payroll might incentive them not to maintain cash reserves in the future, but we jut did that. I don't see why this would be any different. It's a national emergency, every potential solution should be on the table.

dewy 7y ago

This exaggerates the problem. You can enroll in ACA outside of open-enrollment if you have a qualifying event, such as losing coverage through a job. You just have to submit paperwork that you lost a job. I'm not saying open-enrollment wouldn't be preferable, or that the administration might not be trying to encourage people to enroll, but the option is still open for many, in theory.

PragmaticPulp 7y ago

> In an ideal scenario, we would re-open the ACA enrollment to provide reasonably priced health insurance. To clarify: ACA enrollment is open for anyone who has been laid off. They don't need to wait until the next enrollment period to get health coverage again. Making ACA open enrollment for an extended period of time would create a perverse incentive for people to avoid enrolling until they feel like they need it. Counterintuitively, this could decrease ACA enrollment rather than increase it.

take_a_breath 7y ago
Centers for Medicare and Medicaid don't seem to be on the same page. "Insurers said they had expected Trump to announce a special enrollment period last Friday based on conversations they had with officials at the Centers for Medicare and Medicaid Services, which runs HealthCare.gov enrollment. It wasn’t immediately clear why the Trump administration decided against the special enrollment period. CMS deferred comment to the White House." ==Making ACA open enrollment for an extended period of time would create a perverse incentive for people to avoid enrolling until they feel like they need it. Counterintuitively, this could decrease ACA enrollment rather than increase it. == Giving free money to people could create a perverse incentive for people to avoid working, but we just did that. Giving businesses grants for payroll might incentive them not to maintain cash reserves in the future, but we jut did that. I don't see why this would be any different. It's a national emergency, every potential solution should be on the table.