For the most part, the standard strategy still works fine; spend less than you earn, keep an emergency fund, invest in low-fee stock/bond funds like the ones re

For the most part, the standard strategy still works fine; spend less than you earn, keep an emergency fund, invest in low-fee stock/bond funds like the ones recommended here https://www.bogleheads.org/wiki/Three-fund_portfolio https://www.bogleheads.org/wiki/Three-fund_portfolio. As real interest rates go lower, the cost of capital goes down. That would make some capital intensive businesses possible/profitable that wouldn't be otherwise.