This is one take —- 0% or negative interest rates are a signal that future consumption is more expensive than current consumption. For example, all my furnitur

This is one take —- 0% or negative interest rates are a signal that future consumption is more expensive than current consumption. For example, all my furniture is ~10 years old from Ikea. I’ve always wanted nicer things. The fence in the back needs some repairs. Maybe I should finally hire a contractor to fix it.