This is absolutely correct. If all we're going to do is defer expenses, then this will ruin small businesses. We might see a wave of entrepreneurs opening up re

This is absolutely correct. If all we're going to do is defer expenses, then this will ruin small businesses. We might see a wave of entrepreneurs opening up restaurants at bargain rents, but I don't know that the demand will be able to support them. Existing restaurants are toast, unless they get assistance (not zero loans) to keep running. Zero interest loans still mean debt.