Great reply. Square, BankSimple, and Verisign is def. doing great things from the perspective of mobile payments. I'm thinking more from the finance perspective

Great reply. Square, BankSimple, and Verisign is def. doing great things from the perspective of mobile payments. I'm thinking more from the finance perspective of credit. Silicon Valley has never let regulations get in the way of creating a disruptive model that is better for people.