I don't think iphone apps are a success because they are a "novelty". They provide functionality in a neat package that was previously a pain to access on mobil

I don't think iphone apps are a success because they are a "novelty". They provide functionality in a neat package that was previously a pain to access on mobile. I used to own a Symbian device -- can't imagine easily installing mobile apps for all my banking, for example. As for hardware hacks on the iphone, square is doing a pretty impressive job with just a headphone jack: https://squareup.com/ https://squareup.com/ And innovation doesn't necessarily require hardware hacks, so I seriously doubt that the lack of add-on hardware is a "nail in the iphone coffin". Chase has a new feature that lets you deposit checks by taking a picture of them. That's pretty innovative, IMO. No extra hardware required: http://www.maclife.com/article/news/chase_mobile_update_brings_iphone_check_deposit http://www.maclife.com/article/news/chase_mobile_update_brin...