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Yes, you're legally obligated to pay the bill. You can't decide you don't want to pay because you don't like the cost. Claiming an unfounded dispute or transfe

Yes, you're legally obligated to pay the bill. You can't decide you don't want to pay because you don't like the cost. Claiming an unfounded dispute or transferring funds to a new company is fraud and you'll probably end up with both AWS and your bank coming after you for collections. With $80k on the line, its enough to file legal claims. The best plan is to negotiate directly with AWS and ask for forgiveness and a payment plan. Do not try to run away from your financial obligations or you will make it far worse. EDIT: you've rewritten your comment so this doesn't apply, but please don't recommend that people avoid their debts.

deleted 7y ago
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ransom1538 7y ago
"Yes, you're legally obligated to pay the bill" Yes in civil court. So, no don't pay it. This isn't London 1689. Debtors prisons do not exist. "Claiming an unfounded dispute or transferring funds to a new company is fraud" Explaining to the credit card company you were tricked or confused in this purchase is not fraud.
- manigandham 7y ago
  1) Civil vs criminal does not change the fact that incurred bills are a legal obligation. 2) AWS did not take advantage of you and making a mistake does not absolve you of responsibility. There's nothing to dispute. 3) Bankruptcy is allowed, and is also exactly what happened. You stated other things like filing fake disputes and transferring funds to a new company, which is fraud. And that does come with criminal charges. EDIT: to your completely revised comment - Bills are still owed, even if it's only civil, and judgements can result in wages, taxes and other assets being garnished. Saying you were "tricked or confused" when you weren't is fraudulent, and credit card companies are not going to defend you from that. Unless AWS forced those charges or failed to deliver services, there's no dispute.
  - ransom1538 7y ago
    "AWS did not take advantage of you" How do you know? That is what a court system is for. "like filing fake disputes and transferring funds to a new company" Ah the old straw man. Nope. I didn't say file fake disputes. "please don't recommend running away from debts" Having the ability to not pay debts is the entire point of Limited Liability Companies. People out of human dignity should have the right to NOT pay debts. Please don't recommend paying whatever a debtor wants.
    - manigandham 7y ago
      The poster clearly admitted what happened. Mistakenly running up a large bill doesn't clear your responsibility to pay that bill and knowingly filing disputes or changing companies is fraud. You can definitely go to court but without clear evidence you will likely lose and then owe even more. Since you're revising your comments, there's no point to further discussion but please don't recommend running away from debts. That's not going to end well.
      - perl4ever 7y ago
        A person might aspire to be responsible for a bill like that, but that doesn't make it ethical or good business for Amazon to refuse to waive or reduce it. Familiar with The Merchant of Venice?
        manigandham 7y ago
        That's a separate topic. And it doesn't mean you should ignore your debts as the other poster was saying, because that's also unethical and possibly fraudulent.
        perl4ever 7y ago
        Nobody should ignore their debts. I think maybe you should just ignore whoever you think was suggesting that, because that's obviously impractical/self destructive and not worth debating.
- zelly 7y ago
  If you cannot pay, negotiate with Amazon instead of stiffing them after agreeing to the TOS.
marcoperaza 7y ago
I'm not a lawyer and this is not legal advice: disputing debts is not by itself fraud, even if you end up losing. If you have some "colorable claim" (i.e. some basis in law and fact to think that a court might plausibly rule in your favor), then you are in your rights to test it in court. But don't be surprised if upon losing, you are forced to pay interest and/or other damages accrued due to the delay.
- manigandham 7y ago
  Credit cards allow for disputes when there are problems with the transaction (fraudulent seller, not honoring terms, not providing services, etc). It does not cover you mistakenly buying what you don't need. Filing a dispute when you knowingly made a mistake is a bad move, and your bank will quickly figure this out when AWS provides the billing statement, API logs and signed TOS. You're going to have a very tough time if you try to litigate this in court. Debts (or at least payment plans) can be negotiated. Disputing to weasel out of them will only make things worse. A little communication can go a long way.

deleted 7y ago

[deleted]

ransom1538 7y ago

"Yes, you're legally obligated to pay the bill" Yes in civil court. So, no don't pay it. This isn't London 1689. Debtors prisons do not exist. "Claiming an unfounded dispute or transferring funds to a new company is fraud" Explaining to the credit card company you were tricked or confused in this purchase is not fraud.

manigandham 7y ago
1) Civil vs criminal does not change the fact that incurred bills are a legal obligation. 2) AWS did not take advantage of you and making a mistake does not absolve you of responsibility. There's nothing to dispute. 3) Bankruptcy is allowed, and is also exactly what happened. You stated other things like filing fake disputes and transferring funds to a new company, which is fraud. And that does come with criminal charges. EDIT: to your completely revised comment - Bills are still owed, even if it's only civil, and judgements can result in wages, taxes and other assets being garnished. Saying you were "tricked or confused" when you weren't is fraudulent, and credit card companies are not going to defend you from that. Unless AWS forced those charges or failed to deliver services, there's no dispute.
- ransom1538 7y ago
  "AWS did not take advantage of you" How do you know? That is what a court system is for. "like filing fake disputes and transferring funds to a new company" Ah the old straw man. Nope. I didn't say file fake disputes. "please don't recommend running away from debts" Having the ability to not pay debts is the entire point of Limited Liability Companies. People out of human dignity should have the right to NOT pay debts. Please don't recommend paying whatever a debtor wants.
  - manigandham 7y ago
    The poster clearly admitted what happened. Mistakenly running up a large bill doesn't clear your responsibility to pay that bill and knowingly filing disputes or changing companies is fraud. You can definitely go to court but without clear evidence you will likely lose and then owe even more. Since you're revising your comments, there's no point to further discussion but please don't recommend running away from debts. That's not going to end well.
    - perl4ever 7y ago
      A person might aspire to be responsible for a bill like that, but that doesn't make it ethical or good business for Amazon to refuse to waive or reduce it. Familiar with The Merchant of Venice?
      - manigandham 7y ago
        That's a separate topic. And it doesn't mean you should ignore your debts as the other poster was saying, because that's also unethical and possibly fraudulent.
        perl4ever 7y ago
        Nobody should ignore their debts. I think maybe you should just ignore whoever you think was suggesting that, because that's obviously impractical/self destructive and not worth debating.
zelly 7y ago
If you cannot pay, negotiate with Amazon instead of stiffing them after agreeing to the TOS.

marcoperaza 7y ago

I'm not a lawyer and this is not legal advice: disputing debts is not by itself fraud, even if you end up losing. If you have some "colorable claim" (i.e. some basis in law and fact to think that a court might plausibly rule in your favor), then you are in your rights to test it in court. But don't be surprised if upon losing, you are forced to pay interest and/or other damages accrued due to the delay.

manigandham 7y ago
Credit cards allow for disputes when there are problems with the transaction (fraudulent seller, not honoring terms, not providing services, etc). It does not cover you mistakenly buying what you don't need. Filing a dispute when you knowingly made a mistake is a bad move, and your bank will quickly figure this out when AWS provides the billing statement, API logs and signed TOS. You're going to have a very tough time if you try to litigate this in court. Debts (or at least payment plans) can be negotiated. Disputing to weasel out of them will only make things worse. A little communication can go a long way.