From the linked report("new analysis") referenced in the first paragraph: >"The potential impacts detailed in this report reflect what could happen absent deci

From the linked report("new analysis") referenced in the first paragraph: >"The potential impacts detailed in this report reflect what could happen absent decisive federal action. If these impacts are not mitigated, the public health and economic consequences to consumers, small and large employers and health insurers are potentially staggering, including: • Consumers and employees not getting needed testing or treatments due to cost barriers, both for COVID-19 but also for other health conditions. • Employers no longer being able to offer affordable coverage, or dramatically shifting costs to employees. • Consumers and employers no longer being able to afford coverage, leading to employer groups dropping coverage or individuals deciding to go uninsured. • Even more unsubsidized marketplace enrollees being priced out of individual markets. • Small insurers risk insolvency, and if they close, put covered consumers at financial risk, damaging competition that benefits consumers and the employers that purchase on behalf of millions of Americans. • Dramatic cost increases, many of which will be borne by the federal government in the form of higher Advanced Premium Tax Credits (APTC), or by both federal and state governments paying for increased Medicaid enrollment as individuals and employers drop coverage" Aren't almost all of these things not only already true but have also been true for years now?