I have ~100% of my net worth invested in ETFs around the world. You can always sell your stocks if you find yourself needing liquidity, as I've done multiple ti

I have ~100% of my net worth invested in ETFs around the world. You can always sell your stocks if you find yourself needing liquidity, as I've done multiple times. Yes, it sucks to sell at a loss. But it's still a smaller loss than the opportunity cost of not investing that money.