3 ms·If you have catastrophic you may as well be uninsured. Can you take a $10k hit? I'm guessing you can't.by danssig 16y agoIf you have catastrophic you may as well be uninsured. Can you take a $10k hit? I'm guessing you can't.abalashov 16y agoAbsolutely not.danssig 16y agoThen what are you paying for? :)