So those are both good points, but: a) People were confident before, they will again. Business 'demand' will be back, and consumer appetite for travel, food wi

So those are both good points, but: a) People were confident before, they will again. Business 'demand' will be back, and consumer appetite for travel, food will shoot back I think. b) "Tons of office workers who do little more than keep each other busy" basically you're implying that companies know they have terrible inefficiencies, and used the coronavirus to dump their 'bad staff' and effectively won't re-hire. I'm not so sure companies are very good at determining who's crap and who's not nor are they good at fixing their processes. They will start hiring, thinking they're hiring 'better' but really they're just hiring back the same bag of workers. Before the coronavirus, unemployment was crazy low. Historically. The Fed actually was going to raise rates but noticed people coming back into the economy as they had stopped looking for jobs previously. Companies were literally starting to train people again (!) they were so desperate. I think we're going to get back to it fairly quickly. My prediction is several months of funny money zany economy, during which time we edge back to work. The coronavirus will hang over everything for 18 months and still kill a lot of people and keep doctors buys, but the economy will start moving. In 2 years we are in full recovery, almost back to previous employment levels. Stocks are not back yet but who cares. There will be a long term reckoning with the sizeable debt and garbage on the Fed's balance sheet but that won't stop the underlying economy from moving. The thing I fear the most is a huge second wave, particularly in poorer countries. So far they have been spared.