2 ms·
I thought the ultimate goal was to have enough in guaranteed fixed income (annuities, CDs, whatever) that no matter what happens you cover expenses. But maybe t
by seibelj 7y ago
I thought the ultimate goal was to have enough in guaranteed fixed income (annuities, CDs, whatever) that no matter what happens you cover expenses. But maybe that's too conservative, even for those guys.
- spking 7y agoI wonder how the calculus changes in 0% or negative interest rate environments.
- r-s 7y agoGenerally the FIRE crowd stays heavy in equities and considers a 3-4% withdraw rate to be safe. Will this slow down a lot of early retirement plans? Almost certainly. However the market is not 0, lots of these people still have substantial amounts of money saved.