If low V is due to businesses not being able to get loans when they're sound, sure, that could be called a problem of lack of money. If low V is due to exogeno

If low V is due to businesses not being able to get loans when they're sound, sure, that could be called a problem of lack of money. If low V is due to exogenous factors -- like a virus making their products ultra-low-demand -- then no, that's not a problem of lack of money.