Lack of liquidity is just firms stubbornly trying to force this kind of move to happen. Yes, marking down prices based on actual demand would result in a finan

Lack of liquidity is just firms stubbornly trying to force this kind of move to happen. Yes, marking down prices based on actual demand would result in a financial loss for some firms (and likely insolvency due to lax underwriting requirements), but there are also winners in that scenario who should be rewarded for anticipating the future.