Learn to make a budget and stick to it. People who follow and understand the expression "Waste not want not." and act accordingly will be in a much better posit

Learn to make a budget and stick to it. People who follow and understand the expression "Waste not want not." and act accordingly will be in a much better position. Start with going over your latest bank or credit card statement and really think about where your money has gone and where it should be going. "How do you eat an elephant? One bite at a time!"