> You might want to check official govnt stats on this. A surprising number of american households are not a little beyond that, they are exactly there, where a

> You might want to check official govnt stats on this. A surprising number of american households are not a little beyond that, they are exactly there, where a $400 expense would put them over the edge. Or, in this case, $400 in lost income. That just says people don't save any money, not that they can't save any money. That's not to say that saving money isn't difficult for some people, but by itself that number doesn't prove your point.